*,::after,::before{box-sizing:border-box;margin:0;padding:0}img{max-width:100%;display:block}html{scroll-behavior:smooth}:root{--color-bg:#060910;--color-bg-secondary:#0c1220;--color-bg-tertiary:#151d2e;--color-text:#f1f5f9;--color-gray:#94a3b8;--color-primary:#3b82f6;--color-primary-hover:#2563eb;--color-border:rgba(148,163,184,.12);--font-heading:"Montserrat",sans-serif;--font-body:"Lato",sans-serif}.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}body{background:var(--color-bg);color:var(--color-text);font:400 1rem var(--font-body);line-height:1.6}h1,h2,h3,h4{font-family:var(--font-heading);font-weight:700;line-height:1.3}a{color:var(--color-primary);text-decoration:none;transition:.25s}.to-hero{position:relative;background:var(--color-bg-secondary);text-align:center;padding:128px 24px 96px;overflow:hidden}.hero-bg-icon{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);font-size:26rem;color:rgba(255,255,255,.03);pointer-events:none}.to-hero__title{font-size:clamp(2rem,4.5vw + 1rem,3rem);max-width:900px;margin:0 auto 24px;text-shadow:0 6px 12px rgba(0,0,0,.45)}.to-hero__text{font-size:1.15rem;max-width:760px;margin:0 auto 40px;color:var(--color-gray)}.to-btn-primary{display:inline-block;padding:14px 32px;background:var(--color-primary);color:#fff;font:600 1rem var(--font-body);border-radius:8px;transition:background .25s}.to-btn-primary:hover{background:var(--color-primary-hover)}.to-btn-primary--pulse{position:relative;background-color:#25d366}.to-btn-primary--pulse:hover{background:#1fb857}.to-btn-primary--pulse::after{content:"";position:absolute;inset:0;border-radius:inherit;background:#25d366;filter:blur(6px);opacity:.55;transition:.3s;z-index:-1}.to-btn-primary--pulse:hover::after{opacity:.85;transform:scale(1.08)}.to-diferencias{padding:40px 24px;background:var(--color-bg);border-top:1px solid var(--color-border);border-bottom:1px solid var(--color-border)}.to-diferencias__list{list-style:none;max-width:1100px;margin:0 auto;display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}.to-diferencias__list li{display:flex;align-items:flex-start;gap:12px;font-size:.98rem;color:var(--color-gray)}.to-diferencias__list li strong{color:var(--color-text)}.to-diferencias__list li i{color:var(--color-primary);font-size:1.4rem;margin-top:2px}.to-diferencias__list a{text-decoration:underline}.to-beneficios{background:var(--color-bg-tertiary);padding:72px 24px}.to-beneficios__title{font-size:clamp(1.6rem,3vw + 1rem,2rem);margin-bottom:40px;text-align:center}.to-beneficios__grid{display:grid;gap:48px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));max-width:1200px;margin:0 auto}.to-icon{font-size:3rem;color:var(--color-primary);margin-bottom:14px;filter:drop-shadow(0 0 6px rgba(59,130,246,.35))}.to-beneficio{background:rgba(12,18,32,.65);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border:1px solid var(--color-border);border-radius:12px;padding:32px 24px;text-align:center;box-shadow:0 4px 10px rgba(0,0,0,.35);transition:transform .3s,box-shadow .3s,border-color .3s}.to-beneficio:hover{transform:translateY(-8px);border-color:rgba(59,130,246,.4);box-shadow:0 12px 24px rgba(59,130,246,.35)}.to-beneficio h3{font-size:1.125rem;margin-bottom:8px}.to-beneficio p{font-size:.95rem;color:var(--color-gray)}.to-proceso{padding:72px 24px}.to-proceso h2{font-size:clamp(1.6rem,3vw + 1rem,2rem);margin-bottom:40px;text-align:center}.to-pasos{display:grid;gap:32px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));max-width:1200px;margin:0 auto}.to-paso{background:rgba(12,18,32,.65);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border:1px solid var(--color-border);padding:24px 20px;border-left:4px solid var(--color-primary);border-radius:8px;transition:border-color .3s,box-shadow .3s}.to-paso:hover{border-color:rgba(59,130,246,.4);border-left-color:var(--color-primary);box-shadow:0 8px 20px rgba(59,130,246,.2)}.to-paso span{font-size:2rem;color:var(--color-primary)}.to-paso h3{margin:12px 0 8px;font-weight:600;font-size:1.1rem}.to-paso p{font-size:.95rem;color:var(--color-gray)}.to-proceso__nota{max-width:820px;margin:48px auto 0;text-align:center;font-size:.98rem;color:var(--color-gray)}.to-proceso__nota a{text-decoration:underline}.to-faq{background:var(--color-bg-secondary);padding:72px 24px}.to-faq h2{font-size:clamp(1.6rem,3vw + 1rem,2rem);margin-bottom:40px;text-align:center}.to-faq__list{max-width:760px;margin:0 auto}.to-faq__item{background:rgba(21,29,46,.65);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border:1px solid var(--color-border);border-radius:12px;margin-bottom:16px;transition:border-color .3s}.to-faq__item:hover,.to-faq__item[open]{border-color:rgba(59,130,246,.4)}.to-faq__item summary{cursor:pointer;padding:18px 20px;font:600 1.02rem var(--font-heading);color:var(--color-text);list-style-position:inside}.to-faq__item p{padding:0 20px 18px;color:var(--color-gray);font-size:.98rem}.to-cta-final{background:var(--color-bg-tertiary);text-align:center;padding:72px 24px}.to-cta-final h2{font-size:clamp(1.6rem,3vw + 1rem,2rem);margin-bottom:24px}.to-cta-final__alt{margin-top:20px;font-size:.95rem;color:var(--color-gray)}.to-cta-final__alt a{text-decoration:underline}@media(max-width:600px){.to-hero__text{font-size:1rem}}